|
| Select Conveyancers - Tips |
As part of our personal service, we have collated a number of useful hints and tips for your convenience.
If your question is not covered here, please ring 01489 484950 or click here and just ask - we will do our best to help.
Select by subject:
|
| |
EPC - Energy Performance Certificate
|
The Government saw fit to abolish Home Information Packs (HIPS) in May 2010.
The only part of the HIP that has survived is the Energy Performance Certificate (EPC) and it is still a legal requirement for every property being placed on the market (both residential and commercial) to have an EPC.
This certificate can be easily prepared by one of a number of qualified inspectors, with a cost of around £50 to £100 for residential properties.
If you are proposing to sell your property with the assistance of an estate agent, it is likely that the agent will have a contact that can assist with the preparation of an EPC. |
| |
ENVIRONMENTAL FACTORS |
Please scroll down or select one of these:
|
Q: What are Environmental Factors that may affect the value of a property?
A: They include:
- Past and present contaminating industrial processes
- Landfill and waste management facilities
- Nearby toxic, radioactive and hazardous substances
- Areas of ground that may have been filled in the past
- Overhead transmission lines and telephone masts
- The risk of subsidence and radon gas
|
Q: Why Obtain An Environmental Report?
A: To protect you, our client, from risks that could not otherwise be detected from a normal survey inspection |
Q: Why should I get an Envirosearch?
A: Because the results may adversely affect the value of what you are about to buy. |
Q: When should I get an Environmental Report?
A: Whenever the valuation of a property is required be it for a purchase, mortgage, or further advance, or before any domestic building work, such as self-build or an extension, is undertaken. The report should be obtained before
exchange of contracts or any other form of binding obligation. |
Q: Can I insure against environmental risks?
A: Our understanding is that you can, however, we are not insurance specialists but could introduce you to one who can give you expert advice.
They will be able to help with questions such as:
- If I sell the property, does the insurance cover transfer to the new owner?
- Can I get cover for possible contamination that shows up in the Envirosearch Residential Report?
- My Survey Report shows an existing source of potential contamination close by. Am I covered if I am legally liable to investigate and, if necessary, clean up?
- My new property is close to a facility where toxins and contaminants are known to have been stored. Am I covered if any of these get on to my land?
- Am I covered if my own heating oil or septic tanks rupture or burst, and I have to clean up the land?
|
Q: How do I get an Environmental Search?
A: Please click here to request an introduction. |
Q: Who - can help?
A: We can |
Q: Where - does it happen?
A: The service can be handled mainly by post, although one personal meeting is recommended |
| |
| Making a Will as a Home Owner |
Please scroll down or select one of these:
|
Q: What - is it?
A: A Will expresses your wishes as to what happens after your death |
Q: Why - is it important?
A: If you do not do one it could mean that your savings go to someone for whom it was not intended, in certain circumstances it could even all end up with the government! |
Q: When - does it need to happen?
A: It should be updated when your personal circumstances change ie marriage, divorce, new children etc. Don't forget if you move home your estate may grow in value. |
Q: How - do I get it to happen?
A: Click the button and we will forward a questionnaire for you to complete |
Q: Who - can help?
A: Any specialist Will making company. We can put you in touch with a local associated company we use. |
Q: Where - does it happen?
A: The service can be handled mainly by post, although one personal meeting is recommended to make certain your wishes had not been misunderstood |
| |
| MONEY LAUNDERING REGULATIONS |
Please scroll down or select one of these:
|
Q: What - is it?
A: A set of regulations laid down by the government |
Q: Why - is it important?
A: To combat the financing of terrorism, fraud , the black economy… This is the reason why we are not permitted to accept cash. |
Q: When - does it need to happen?
A: At the start of any transaction whereby money changes hands. |
Q: How - do I get it to happen?
A: All lawyers, lenders will automatically carry this out as it is an imprisonable offence if they do not. The process begins when you are asked to provide proof of your identity and home address. |
Q: Who - can help?
A: We can |
Q: Where - does it happen
A: Either at our offices or those of an authorised 3rd party (ie the lenders). |
| |
